NOTE: For a Prequalification Letter, please prefill the calculator below. An Application will follow – fill it out online. We will use this information to compose a Prequalification Letter and forward it to your email within 24 hours.
Final cost
The final estimated price is :
Mortgage Calculator
Estimate
your mortgage payment with taxes, insurance, and HOA. Just enter the
price of the home, your down payment, and loan details to calculate your
estimated payments and schedule!
your mortgage payment with taxes, insurance, and HOA. Just enter the
price of the home, your down payment, and loan details to calculate your
estimated payments and schedule!
Principal + Interest [item-316_price]/mo
Taxes [item-320_price]/mo
Insurance [item-321_price]/mo
Homeowners Association [item-293_price]
Total Monthly [item-324_price]/mo
Total-Paid
Total Pending [item-299_price]
Loan Program Months
Per Month Loan [item-309_price]
Interest Rate per month
Monthly Interest Rate [item-311_price]
Calculation Top
| Principle Loan Amount*Interest Rate*(1+Interest Rate)^Number of Payments |
[item-307_price]
Total Calculation
| (1+Interest Rate)^Number of Payments -1 |
Monthly Cost [item-313_price]
Total Calculation
Total Calculation
Total Calculation
Total Calculation
Summary
| Description | Information | Quantity | Price |
|---|---|---|---|
| Discount : | |||
| Total : | |||
Final cost
The final estimated price is :
Refinance Calculator
See
if you should refinance your mortgage. Enter the details of your
current home loan along with details of a new loan to estimate your
savings and see if refinancing is right for you!
if you should refinance your mortgage. Enter the details of your
current home loan along with details of a new loan to estimate your
savings and see if refinancing is right for you!
Current Mortgage Pricing
New Mortgage Pricing
Refinancing could save you: [item-379_price] With a new monthly payment of [item-374_price] |
Total-Paid
Total-Paid
Total Pending [item-341_price]
Loan Program Months
Loan Program Months
Per Month Loan [item-345_price]
Interest Rate per month
Interest Rate per month
Monthly Interest Rate [item-347_price]
Calculation Top
Calculation Top
| Principle Loan Amount*Interest Rate*(1+Interest Rate)^Number of Payments |
[item-343_price]
Total Calculation
Total Calculation
| (1+Interest Rate)^Number of Payments -1 |
Monthly Cost [item-349_price]
Total Calculation
Total Calculation
Total Calculation
Total Calculation
Total Calculation
Total Calculation
Total Calculation
Summary
| Description | Information | Quantity | Price |
|---|---|---|---|
| Discount : | |||
| Total : | |||
Final cost
The final estimated price is :
Debt-to-Income Calculator
The
Debt-to-Income Calculator can help you determine if you are likely
eligible for a mortgage. Simply enter your annual income along with your
monthly payments to calculate your debt-to-income ratio (a score of 36%
or less is considered ideal).
Debt-to-Income Calculator can help you determine if you are likely
eligible for a mortgage. Simply enter your annual income along with your
monthly payments to calculate your debt-to-income ratio (a score of 36%
or less is considered ideal).
Current Mortgage Pricing
Total Calculation
Total Calculation
Total Calculation
Total Calculation
Debt [item-405_price]/Monthly Mortgage [item-428_price]/Monthly
Remaining Amount [item-440_price]/Monthly
Total Calculation
Your Debt-to-Income Ratio is [variable-1] %
Summary
| Description | Information | Quantity | Price |
|---|---|---|---|
| Discount : | |||
| Total : | |||
Property Listing
Spacious 4-Bedroom
Property Details:
– Total Area: 2,800 sqft
– Bedrooms: 4
– Bathrooms: 3 1/2
– Acre Lot: 0.43
Spacious 4-Bedroom
Property Details:
– Total Area: 2,800 sqft
– Bedrooms: 4
– Bathrooms: 3 1/2
– Acre Lot: 0.43
Spacious 4-Bedroom
Property Details:
– Total Area: 2,800 sqft
– Bedrooms: 4
– Bathrooms: 3 1/2
– Acre Lot: 0.43
Path to Homeownership
Not Ready to Buy Yet? We’ll Help You Get There!
Many future homeowners face credit challenges or need more savings before qualifying for a mortgage. That’s why we offer a step-by-step mortgage readiness program to help you achieve your homeownership goals.
How It Works:
- Take Our Home Readiness Quiz – Find out where you stand.
- Get a Free Credit & Savings Plan – Customized guidance from mortgage experts.
- Join Our Homebuyer Coaching Program – We’ll help you qualify for a loan in 3-12 months.
Our Features
Tailored to Work in Your Favor, Always
With our expansive programs, competitive rates, and unmatched expertise, Stafford Financial
provides customized solutions. We expedite approvals, offer rapid preapproval, and ensure
one-day loan approvals. Our programs accommodate diverse scenarios, including no or low
credit scores. Investors benefit from flexible financing options, while jumbo and
construction/permanent financing serve higher loan amounts and dream home construction.
With additional services like the lowest PMI rates, buy-down options, and hard money loans,
we enhance the entire mortgage experience.
Our Services
Seize Opportunities
With a dedication to excellence and a commitment to personalized solutions, we provide
the support and expertise you need every step of the way.
How It Works
Our Process
Our process is designed to make your financial journey seamless and efficient. Begin with an initial consultation where we understand your goals and gather essential information. Our experts conduct a thorough assessment and analysis, developing customized solutions tailored to your needs. We assist you with the application process, ensuring a smooth and convenient experience. Our underwriting team strives for rapid approvals, and we guide you through the closing process.
Bob Stafford
With over 30 years of experience as a real estate lender since 1979, Bob’s wealth of expertise serves as the guiding force behind our exceptional services.
About Us
Your Trusted Partner
Stafford Financial stands as a distinguished leader in the financial services industry, dedicated to providing exceptional mortgage and home finance solutions. We pride ourselves on our unwavering commitment to excellence, transparency, and trust as a team. With a rich history spanning over three decades, we have earned the trust and loyalty of countless clients, making us a reliable and reputable partner in their journey.
Tell us about yourself
30+ years mortgage
lending experience
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About Us
We Are Fully Dedicated
To Support You
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industry. Lorem Ipsum has been the industry’s standard dummy
text ever since the 1500s, when an unknown printer took a galley
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Lorem Ipsum is simply dummy text of the printing and typesetting
industry. Lorem Ipsum has been the industry’s standard dummy
text ever since the 1500s, when an unknown printer took a galley
of type and scrambled it to make a type specimen book.
Google Reviews
Don’t Take Our Word For It
Your Dream Home is Closer Than You Think! Let’s create a mortgage plan that works for YOU.
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