NOTE: For a Prequalification Letter, please prefill the calculator below.  An Application will follow – fill it out online.  We will use this information to compose a Prequalification Letter and forward it to your email within 24 hours.

Calculator

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    Mortgage Calculator

    Estimate
    your mortgage payment with taxes, insurance, and HOA. Just enter the
    price of the home, your down payment, and loan details to calculate your
    estimated payments and schedule!







    Principal + Interest [item-316_price]/mo

    Taxes [item-320_price]/mo

    Insurance [item-321_price]/mo

    Homeowners Association [item-293_price]

    Total Monthly [item-324_price]/mo


    Total-Paid

    Total Pending [item-299_price]


    Loan Program Months

    Per Month Loan [item-309_price]


    Interest Rate per month

    Monthly Interest Rate [item-311_price]


    Calculation Top

    Principle Loan
    Amount*Interest Rate*(1+Interest Rate)^Number of Payments

     [item-307_price]


    Total Calculation

    (1+Interest
    Rate)^Number of Payments -1

    Monthly Cost [item-313_price]


    Total Calculation


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    Total Calculation

    Summary

    DescriptionInformationQuantityPrice
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    Total :

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    Refinance Calculator

    See
    if you should refinance your mortgage. Enter the details of your
    current home loan along with details of a new loan to estimate your
    savings and see if refinancing is right for you!
    Current Mortgage Pricing






    New Mortgage Pricing


    Refinancing could save you: [item-379_price]

    With a new monthly payment of [item-374_price]


    Total-Paid


    Total-Paid

    Total Pending [item-341_price]


    Loan Program Months


    Loan Program Months

    Per Month Loan [item-345_price]


    Interest Rate per month


    Interest Rate per month

    Monthly Interest Rate [item-347_price]


    Calculation Top


    Calculation Top

    Principle Loan
    Amount*Interest Rate*(1+Interest Rate)^Number of Payments

     [item-343_price]


    Total Calculation


    Total Calculation

    (1+Interest
    Rate)^Number of Payments -1

    Monthly Cost [item-349_price]


    Total Calculation


    Total Calculation


    Total Calculation


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    Summary

    DescriptionInformationQuantityPrice
    Discount :
    Total :

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    Debt-to-Income Calculator

    The
    Debt-to-Income Calculator can help you determine if you are likely
    eligible for a mortgage. Simply enter your annual income along with your
    monthly payments to calculate your debt-to-income ratio (a score of 36%
    or less is considered ideal).
    Current Mortgage Pricing










    Total Calculation


    Total Calculation


    Total Calculation


    Total Calculation

    Debt [item-405_price]/Monthly Mortgage [item-428_price]/Monthly

    Remaining Amount [item-440_price]/Monthly


    Total Calculation

    Your Debt-to-Income Ratio is [variable-1] %

    Summary

    DescriptionInformationQuantityPrice
    Discount :
    Total :

    Property Listing

    Spacious 4-Bedroom

    Property Details:

    – Total Area: 2,800 sqft
    – Bedrooms: 4
    – Bathrooms: 3 1/2
    – Acre Lot: 0.43

    Spacious 4-Bedroom

    Property Details:

    – Total Area: 2,800 sqft
    – Bedrooms: 4
    – Bathrooms: 3 1/2
    – Acre Lot: 0.43

    Spacious 4-Bedroom

    Property Details:

    – Total Area: 2,800 sqft
    – Bedrooms: 4
    – Bathrooms: 3 1/2
    – Acre Lot: 0.43

    Path to Homeownership

    Not Ready to Buy Yet? We’ll Help You Get There!

    Many future homeowners face credit challenges or need more savings before qualifying for a mortgage. That’s why we offer a step-by-step mortgage readiness program to help you achieve your homeownership goals.

    How It Works:

    • Take Our Home Readiness Quiz – Find out where you stand.
    • Get a Free Credit & Savings Plan – Customized guidance from mortgage experts.
    • Join Our Homebuyer Coaching Program – We’ll help you qualify for a loan in 3-12 months.
    ”Start

    Our Features

    Tailored to Work in Your Favor, Always

    With our expansive programs, competitive rates, and unmatched expertise, Stafford Financial
    provides customized solutions. We expedite approvals, offer rapid preapproval, and ensure
    one-day loan approvals. Our programs accommodate diverse scenarios, including no or low
    credit scores. Investors benefit from flexible financing options, while jumbo and
    construction/permanent financing serve higher loan amounts and dream home construction.
    With additional services like the lowest PMI rates, buy-down options, and hard money loans,
    we enhance the entire mortgage experience.

    ”Learn

    Our Services

    Seize Opportunities

    With a dedication to excellence and a commitment to personalized solutions, we provide
    the support and expertise you need every step of the way.

    How It Works

    Our Process

    Our process is designed to make your financial journey seamless and efficient. Begin with an initial consultation where we understand your goals and gather essential information. Our experts conduct a thorough assessment and analysis, developing customized solutions tailored to your needs. We assist you with the application process, ensuring a smooth and convenient experience. Our underwriting team strives for rapid approvals, and we guide you through the closing process.

    ”Learn

    Bob Stafford

    With over 30 years of experience as a real estate lender since 1979, Bob’s wealth of expertise serves as the guiding force behind our exceptional services.

    About Us

    Your Trusted Partner

    Stafford Financial stands as a distinguished leader in the financial services industry, dedicated to providing exceptional mortgage and home finance solutions. We pride ourselves on our unwavering commitment to excellence, transparency, and trust as a team. With a rich history spanning over three decades, we have earned the trust and loyalty of countless clients, making us a reliable and reputable partner in their journey.

    ”Learn

    Tell us about yourself


      30+ years mortgage
      lending experience

      Lorem Ipsum is simply dummy text
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      industry. Lorem Ipsum has been the
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      About Us

      We Are Fully Dedicated
      To Support You

      Lorem Ipsum is simply dummy text of the printing and typesetting
      industry. Lorem Ipsum has been the industry’s standard dummy
      text ever since the 1500s, when an unknown printer took a galley
      of type and scrambled it to make a type specimen book.

      Lorem Ipsum is simply dummy text of the printing and typesetting
      industry. Lorem Ipsum has been the industry’s standard dummy
      text ever since the 1500s, when an unknown printer took a galley
      of type and scrambled it to make a type specimen book.

      ”Learn

      Google Reviews

      Don’t Take Our Word For It

      Your Dream Home is Closer Than You Think! Let’s create a mortgage plan that works for YOU.

      ”Get

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